Online Banking

Turn your home or office into your personal Kern FCU branch with our easy Online Banking service. Enjoy the convenience of having your accounts at your fingertips 24/7. All you need is computer access and you can view your accounts and statements, transfer funds, and make online loan payments whenever the time is right. Take a second to sign-up and save hours each month.

Bill Payment

Opt for free Online Banking and you can experience the security, convenience and benefits of Kern’s electronic bill payment service. Use Bill Pay to pay one-time bills or set up a recurring payment schedule. Never make a late mortgage payment again! Bill Pay is also a great way to pay auto loans, make monthly credit card payments or pay for home utility services. Save on postage, reduce check writing and never pay late fees again. Just point, click and pay.

MasterMoney Debit Card

Use your MasterMoney debit card anywhere MasterCard is accepted. Forget about bringing your checkbook or running out of cash, Kern’s debit card will take the place of both. Just swipe your card and funds are automatically deducted from your checking account.

TellerPhone

If you’re not near a computer or can’t get in to the branch, just pick up the phone. Kern FCU’s TellerPhone service provides the account information you need at the push of a button. Check your account balance, confirm a payment date or make a transaction–it’s as easy as making a call. Call TellerPhone at (661) 325-2753.

24-Hour Loans by Phone

Say goodbye to mountains of paper work, Kern FCU members can apply for all consumer loans (other than first mortgages) by phone any time of the day or night. Call Kern FCU at (661) 327-9461 or (800) 336-KERN (5376) and apply for a loan today (or tonight!).

Online Loan Application

Apply for a consumer or mortgage loan whenever it’s convenient with Kern FCU’s round-the-clock online loan applications. You will receive a response from us before the end of the next business day. Just log on to www.kernfcu.org and click on the Loans Online.

Direct Deposit

Save time while you enjoy the peace of mind of having your paycheck, social security payment or any other regularly scheduled income directly deposited into your Kern FCU account. Skip the traffic or waiting in line at the ATM–set up Direct Deposit today.

Payroll Deduction

Pay yourself first by designating a portion of your paycheck to be electronically deposited into a Kern FCU savings account each payday. Watch your future grow with this special service.

ATM Card

Withdraw cash at thousands of network ATMS. No Cost Access at 25,000 CO-OP Network ATMs if the back of your ATM card carries the CO-OP Network logo you have access to the largest credit union-only ATM network in the country. COOP Networking membership provides surcharge-free access at 25,000 ATMs throughout U.S. and Canada. CO-OP Network’s membership has access to over 800,000 ATMs worldwide through links to NYCE, STAR, Cirrus, Pulse and Plus.
To find an ATM within 10 miles of your location, simply log onto www.kernfcu.org and click on ATM locations and you’ll find access to the CO-OP ATM locator.