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Personal Loans/Lines of Credit

Our credit lines offer you immediate access to cash for whatever you need, whenever you need it as you pay down your principle balance, those funds become available to use again.

Line Options

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  • Preferred Draft Account (PDA)
  • PDA with Overdraft Protection 
  • Overdraft Protection   

Features

  • Low Interest Rates
  • No Annual Fees 
  • Checking access available with Preferred Draft Accounts
  • 24-Hour TellerPhone Access
  • Savings Secured
  • Certificate Secured 

 
 

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We have a loan for everyone in Kern County!

Are You Facing Foreclosure?

Kern Federal Credit Union is aware that the economy is creating financial hardships for many individuals and families. These hardships could mean that meeting financial obligations becomes difficult. If you find yourself unable to make your mortgage payment during this difficult time, we recommend that you take immediate action and call a certified housing counselor or your lender.

Click here to learn what Kern FCU can do to help! 

Special ATM Access

International Use of ATMs is now available in most countries.  Due to extensive fraud on international ATMs, the processing of ATM activity outside the U.S., Canada, and Mexico is monitored closely. If you plan to travel outside of the U.S. in the near future, we recommend that you please contact us for additional information and/or travel cash alternative.

Attn. Kern County Residents!

You can be a member of Kern FCU if you live, work, worship or go to school in Kern County.

The people that work at Kern FCU will show you personal quality service anytime… anywhere.

You can count on us when buying a car, home, or seeking big returns on your savings. It's where you belong… at Kern FCU.

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